AgenticBooks
$¥
Product overview

Books that build themselves.

Instant financial statements for AI agents and founders. Connect a source and automatically ship numbers to your agents and accountants.

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agenticbooks · overview0 awaiting review
NET INCOME · JUNE 2026
$49,640 ▲ 24.0%
Revenue$131,820
Expenses−$82,180
BALANCES · LIVE
Stripe$24,910
Mercury$186,400
Wise$12,030
Meow$54,200
Total cash$277,540
Works with the stack you already run
StripeMercuryWiseMeowRevolutQuickBooks
The problem

Your books are always a month behind and require manual input.

Most bookkeeping happens in arrears. Transactions pile up across Stripe, your bank, and a few payment tools, and someone categorizes them weeks later — if at all. By the time the numbers are reconciled, the month they describe is already gone. You end up making decisions on stale figures, or paying someone to assemble them by hand.

AgenticBooks closes that gap. An agent does the categorizing continuously, the moment money moves, and surfaces only the handful of calls that genuinely need a human.

How it works

Connect once. Close continuously.

01
Connect, read-only

Link Stripe, Mercury, Wise, and Meow with scoped, read-only access. AgenticBooks can see balances and transactions; it cannot move a cent.

02
The agent classifies

Every charge, refund, payout, and transfer runs through the classification pipeline and is mapped to the right account in your chart of accounts. Double-entry journal lines are written automatically — revenue, cost of goods, processing fees, software, contractors, and the rest.

03
You approve the edge cases

When the agent isn't confident, it pauses on that transaction and puts it in your review queue with full context: the amount, the counterparty, the direction, its best guess, and why it flagged it. One approval resumes the pipeline and records who decided and why.

04
Reports stay current

Your P&L, balances, and account summaries update as events clear. There's no month-end assembly — the books are already done.

Continuous by design

A continuous pipeline.

Live transactions flow in by webhook and are categorized as they happen. There's no batch to run and no backlog to clear. The state of your books reflects the state of your business — now, not at close.

14:02:11 charge stripe · $1,200 → Revenue
14:02:11 fee stripe · −$36 → Processing fees
14:03:48 payout mercury · $8,400 → Clearing
14:05:02 transfer wise · $2,100 → review
14:06:19 charge stripe · $49 → Revenue
— booked live · no batch queued
Review queue3 awaiting
Wise · transfer$2,100.00
Best guess: Contractor payment · flagged: counterparty not seen before
Mercury · deposit$5,000.00
Stripe · refund−$240.00
Human in the loop

A review queue that earns your trust.

The agent automates the routine and escalates the ambiguous. Flagged transactions wait in a queue, each one carrying everything you need to decide without digging: source, amount, direction, counterparty, the suggested category, and the reason it was flagged. Approve, and the journal lines are written and the audit trail updated in one atomic step.

Built for AI agents

Instant accounting inserted into your software stack.

Every statement AgenticBooks produces is a typed endpoint, not a PDF you have to parse. Your agents query the books the same way they query any other service — current revenue, net income, runway, the balance across every account — and get structured, machine-readable answers back in milliseconds.

Because the books close continuously, there's no stale snapshot to work around. An agent deciding whether to approve spend, raise a flag, or trigger a workflow reads numbers that reflect the business as it is right now — with the same audit trail and review state a human would see.

# agent asks for live financials
GET /v1/financials/summary
{
"period": "2026-06",
"net_income": 49640,
"cash_total": 277540,
"runway_months": 18.4,
"awaiting_review": 0,
"as_of": "2026-06-23T14:06Z"
}
books current · safe to act on
Balances across your whole money stack

See live balances from Mercury, Wise, and Meow alongside your Stripe ledger in one place. Confirmed amounts and amounts still pending review are kept separate, so a flagged transaction never silently inflates a balance.

Reconciliation-aware by design

AgenticBooks understands the Stripe clearing cycle — what Stripe owes you net of fees, and what's been paid out but not yet matched to your bank — so payouts reconcile cleanly instead of floating as mystery deposits.

An append-only audit trail

Every action is recorded: what happened, to which transaction, by whom (human, system, or API), why, and when. Reasons are stored verbatim. When an auditor, an investor, or your future self asks "who approved this, and on what basis," the answer is one lookup away.

Syncs to the ledger you already use

Classified, approved transactions sync to your accounting ledger (e.g. QuickBooks), with sync health — synced, pending, failed — visible at a glance. Your accountant gets clean, current books; you skip the spreadsheet handoff.

Trust & security

Built to touch your money without holding it.

Read-only, least-privilege connections

Every integration is scoped to read balances and transactions. AgenticBooks cannot initiate a transfer, a payment, or a payout. There is no path for it to move your funds.

Credentials are vaulted

Connection tokens are encrypted at rest and never logged, echoed, or returned. Sensitive values stay sensitive.

Nothing is hidden behind automation

The append-only audit trail captures every classification, approval, and sync — by whom and why.

You stay in control of access

Disconnect a provider at any time. (For bank connections, you also delete the token on the provider's side to fully revoke — and we tell you so, instead of pretending one click does both.)

The vision

Agentic and accountable accounting.

The promise of an agent doing your bookkeeping only works if you can trust the result. So AgenticBooks was built around a simple principle: automate the judgment that's routine, escalate the judgment that isn't, and leave a complete record of both.

That's why connections are read-only, why every action is audit-trailed, why a human approves anything ambiguous, and why a report tells you when it's still incomplete. The goal isn't books that look done. It's books you can stand behind — closed continuously, reconciled honestly, and explainable line by line.

We built it for the way modern companies actually run their money: Stripe for revenue, Mercury and friends for banking, payouts and fees and contractors moving every day. The agent keeps up with all of it, so you only show up for the decisions that need you.

FAQ

Can AgenticBooks move my money?

No. Connections are strictly read-only and scoped to balances and transactions. There is no capability to send, transfer, or pay.

What happens when the agent isn't sure how to categorize something?

It pauses that transaction and puts it in your review queue with full context and a suggested category. It stays out of your P&L until you approve it, so your reports never include a guess you didn’t sign off on.

Does this replace my accountant?

It does the continuous categorization and reconciliation, then syncs clean books to your ledger (like QuickBooks). Your accountant works from current, well-documented numbers instead of rebuilding them — and the audit trail answers their "why" questions for them.

What can I connect?

Stripe, Mercury, Wise, and Meow today. (Stripe historical import covers charges, refunds, and payouts.)

How is my data protected?

Connection tokens are encrypted at rest and never logged or returned. Every action is recorded in an append-only audit trail, and you can disconnect any provider at any time.

$¥£

Ship the build.
We'll keep the books.

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